Disclosures

We are not a bank, a broker, or an adviser

Phantom Ramp takes a card payment and sends the crypto you chose, from our own reserve, to an address you give us. We do not hold deposits, we do not lend, we do not manage anything on your behalf, and nothing on this site is investment advice. If you want advice, speak to someone licensed to give it.

Crypto is not covered by deposit insurance. There is no scheme that makes you whole if the market moves against you, and there is no chargeback on a blockchain transfer.

Prices move while you are deciding

The prices across this site are live market data from third parties, and they can be delayed, wrong, or briefly missing. What a given amount buys changes minute to minute until you confirm. The confirmation screen shows the figures we act on, and the amount of crypto on it is fixed from the moment you press the button.

The fee, in full

We charge a percentage of the amount, with a floor for very small orders, and it is shown to you in your own currency before you confirm. We pay the network fee on delivery, so the amount you asked for is the amount that arrives. We do not add a hidden spread on top of the rate we quote.

No identity check does not mean no law

We do not ask for your ID. That is a decision about what we collect, not a claim that rules stop applying. Sanctions law still applies to us and to you, tax obligations are yours, and there are places we cannot serve regardless of what we ask for.

Irreversibility

Once coins reach the address you supplied, the transfer is final. We cannot claw it back, and neither can anyone else. Check the address and the network on the confirmation screen every time, because that screen is the last point at which a mistake is fixable.